"I have a comfortable life. I own my home, I have friends and family and my day to day needs are met. But at 82 years old I would go to bed every night worrying that if my family or I had any urgent needs, I would not have the money I would need. Well, I have only used $3,000.00 of the $133,000 in my reverse mortgage line of credit, but I have never slept so well in my life."
J. J. / Broomfield, CO

"My husband died, I was 3 months behind on both my mortgage and my car lease. I was behind on my property taxes, the homeowners association had placed a lien on my home, and my phone had been disconnected. The reverse mortgage did not just save my home, it saved my life!"
G.H. / Surprise, AZ

"When I received the notice in the mail that due to an escrow shortage and an increase in my property taxes my house payment was increasing $200 per month, I felt I had no option but to sell my home. When you told me I could keep my home, have no mortgage payment, and receive monthly income I couldn’t believe it. My only regret is that it took until I was 78 to start enjoying my retirement."
W.T. / Littleton, CO

"We all knew that mom’s mind was quickly slipping and we knew as a family we were facing some tough decisions. My sister lives hundreds of miles from mom and I am thousands and we were all very clear on moms desire to live out her life at home. The reverse mortgage was the answer to our prayers. With the proceeds from the reverse mortgage we were able to provide 24/7 care for mom in her own home. We not only knew mom’s wishes were being fulfilled, but we know she had good care and without creating a financial hardship for the family. This is truly one of the legitimately good government programs."
P.Q. / Scottsbluff, NE

His Dr. told him he needed to move. Between the stairs in his home and the yard maintenance, at his age and with his health it was not the right living environment for him. From the sale of his home we expected to net approximately $185,000 which was far less than the $300,000 purchase price of the ranch patio home he wanted to purchase. By using the reverse mortgage he was able to purchase this home, keep $42,000 of the proceeds from the sale of his home in the bank, and he will have no mortgage payments for life. After the closing he told me " I’m not so sure I could explain to someone else exactly how this all worked, but I am one happy camper!"
ReMax Agent / Littleton CO

Mr. R., age 69 is a single grandfather raising his 2 grandchildren, one of which is handicapped. He was working 50 hours a week still making a mortgage payment and two car payments; one of which was quite large due to the expense of having to retro fit a van to accommodate his grandson’s handicap. At the closing of his reverse mortgage we were able to payoff his mortgage and both car loans and provide a line of credit as a safety net for future unexpected expenses. This cut the families monthly expenses in half.
W. R. / Denver, CO

My husband and I have worked hard all our lives. But like many small business owners we had our good years and bad. We used the equity in our home to get us through the down years, and after finally selling the business, at age 71 I was updating my resume so we could afford to pay the $1400.00 monthly mortgage payment. Our reverse mortgage was just enough to cover the balance on our mortgage, but now I am looking to go back to work because I want to not because I have to.

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